Handicap Accessibility

No Fault Insurance covers Handicap Accessibility home modificationsAfter a serious injury accident, you may be facing some big, permanent changes to the way you live. A car crash can leave you disabled, sometimes for life. That kind of disability can lead to special needs in your home too. But who has the money to pay for that?

Home Modification Benefits

Your no fault auto insurance covers household modifications that are reasonable and necessary based on your injury. While all accident survivors hope for a full recovery eventually, sometimes the reality is that you will face handicap accessibility challenges. Stairs, narrow spaces, and particularly bathroom fixtures can pose risks of further injury, or even cut off your access to whole sections of your home.

If your doctor says you need grab rails or slip resistant flooring, your insurance company can be billed for them. You can get compensation for building entry ramps, widening doors, expanding hallways, and adding rooms. In some cases, the courts have even required an insurance provider to pay for a whole new home that was handicap accessible.

Building In Handicap Accessibility

The key is that these modifications need a medical provider’s approval – kind of like a prescription. Your occupational therapist will assess your abilities and your current home and then make recommendations for changes based on your needs for your new condition. Then a builder who specializes in handicap accessibility will help make the changes you need. These home modification are designed to make your recovery as comfortable and easy as possible.

The last thing you want after a serious auto accident is for your own home to become an obstacle course. If a car crash has left you with handicap challenges, you need an auto accident attorney who is well versed with the home modification benefits available under the Michigan No Fault Insurance Act.

David Christensen and the team at Christensen Law in Ann Arbor, Michigan, have been representing disabled clients for over 20 years. They know the importance of handicap accessibility in their patients home. And they know how to get the insurance companies to pay for it.